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Life and Health Disability Insurance Law

The law office of Lum, Drasco & Positan has litigated life, health, and disability insurance cases throughout the State and Federal Courts of New Jersey and New York.

The long term disability insurance lawyers at the Lum Firm concentrate on the legal issues faced by individuals and companies in the life, health, and long-term disability insurance field. We are involved in a diverse range of legal claims, including claims for:

  • Coverage and denial of benefits under individual and group health.
  • Disability policies.
  • Life insurance policies.
  • Direct actions for rescission and termination of coverage and benefits.
  • Underwriting policies.
  • Misrepresentation.
  • COBRA rights.
  • Accidental death insurance.
  • Interpleaders between beneficiaries.
  • Former employee benefits.
  • Agent error and defalcation.
  • AIDS diagnosis and treatment.
  • Declaratory judgment and rescission.

Our long term disability insurance lawyers and accidental death insurance attorneys are actively involved in the many organizations involved in life, health, and disability insurance law, including Defense Research Institute’s Life, Health and Disability Law Committee.